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2. Why Slashing Your Homeowners Insurance Coverage to Save Money ...

   www.aol.com/why-slashing-homeowners-insurance...

   This says that if a homeowner fails to purchase coverage for at least 80% of the home's total replacement value, the homeowners insurance company only has to pay a proportionate amount of the damages.

3. 5 car insurance myths — debunked: Red cars, rate negotiations ...

   www.aol.com/finance/car-insurance-myth-212820623...

   Insurance companies typically charge higher rates for drivers under 25 based on statistical data showing a significantly higher risk of accidents and insurance claims for this age group.

4. An insurability crisis, how companies set rates, coverage ...

   www.aol.com/insurability-crisis-companies-set...

   Florida has instituted regulatory reforms that have reduced litigation and associated costs and has removed 400,000 policies from the state-run insurance program. As a result, eight insurance ...

5. 9 smart ways for seniors and mature drivers to save on car ...

   www.aol.com/finance/ways-seniors-save-car...

   You might think most auto insurance companies charge about the same rates. Not so — simply comparing quotes from different insurers could save you anywhere from $350 to a whopping $3,000 a year ...

6. Liability insurance crisis - Wikipedia

   en.wikipedia.org/wiki/Liability_insurance_crisis

   During the period from 1984 to 1987, premiums for general liability increased from about $6.5 billion to approximately $19.5 billion. [1] In addition to increases in premium, many insurers took the following measures to limit the number and cost of claims: 1) changed policy coverage from an occurrence to a claims-made basis; 2) expanded exclusions; 3) raised deductibles; and 4) lowered policy ...

7. Rate making - Wikipedia

   en.wikipedia.org/wiki/Rate_making

   A rate "is the price per unit of insurance for each exposure unit, which is the unit of measurement used in insurance pricing". The exposure unit is used to establish insurance premiums by examining parallel groups. [1] The pure premium "refers to that portion of that

8. AOL MyLifeProtected - Member Benefit FAQs - AOL Help

   help.aol.com/articles/mylifeprotected-member...

   You will keep the insurance you have purchased for the length of its policy. However, there is a benefit to having an AOL plan so that you can continue to take advantage of the exclusive special group rates on auto insurance. If you change or cancel your AOL plan, your insurance rates may increase.

9. 7 surprising situations your standard car insurance won't ...

   www.aol.com/finance/situations-standard-car...

   8 ways to save money on your car insurance. Here’s a quick rundown of eight ways to save money on your car insurance in 2025: Bundle your policies. Combine your auto coverage with home, renters ...