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  2. Whatever reason, you can count on your credit union as the best option for all your lending needs. LEARN More.

  3. Online Banking - refcu.org

    refcu.org/index.php/products-services/service/online-banking

    Online Banking. Take advantage of Online Banking with REFCU. Access your accounts from Anywhere, Anytime. With Online Banking, you can: Obtain Account Balances. Transfer Funds Between Accounts. Make Payments to Loans. Balance Your Account. Enroll online today!

  4. LOCATIONS & HOURS

    refcu.org/index.php/locations

    To serve you better, the credit union has 3 locations. We have provided the addresses, hours of operation and contact info for each of our branch locations below. Take advantage of the Deposit Enabled ATM and the Drop Box which are 24/7 at the Spring Valley Branch.

  5. Account Services - refcu.org

    refcu.org/index.php/products-services/service

    You may access your account (s) 24/7 by ATM using your CO-OP card to: Get cash withdrawals from savings and checking accounts. Transfer Funds from savings to checking and vice-versa. Get information about your savings and checking account balance.

  6. Loan Products - refcu.org

    refcu.org/index.php/products-services/loans

    Apply for a low-rate personal loan from REFCU, and use the money to buy appliances, a new computer, or your dream vacation, just to name a few. Unlike your credit card, a personal loan gives you the comfort of knowing what your payment will be and when your loan will be paid off.

  7. Direct Deposit & Payroll Deduction - refcu.org

    refcu.org/index.php/products-services/service/direct-deposit

    Save yourself a trip to the credit union by using Direct Deposit to automatically deposit your paycheck or a specified portion into a REFCU account. Plus…. It’s FREE. No trips to the branch. No waiting in lines. Your money is deposited even if you’re away on a business trip or on vacation. Fast and Convenient.

  8. Shared Branching - refcu.org

    refcu.org/index.php/products-services/service/shared-branching

    There are over 5,400 CO-OP Shared Branch locations. That’s more locations with the same personal service wherever you go. As our member, you can visit any credit union where you see the CO-OP logo and conduct transactions just like you were at your home branch.

  9. Contact Us - refcu.org

    refcu.org/index.php/contact-us

    Online Banking Customer Service. For Online Banking support, please call 888-887-3193. Contact Us By Email You can e-mail us at info@refcu.org Emails sent through the above address are not encrypted and should not contain confidential in...

  10. Mobile Banking

    refcu.org/index.php/products-services/service/mobile-banking

    Current mobile banking users. When you login to Touchbanking, you will be prompted to update to the REFCU app. Once you login, the interface will look exactly the same. New mobile banking users. Visit refcu.org and click on online banking and enroll.

  11. College Scholarship Program

    refcu.org/index.php/college-scholarship-program

    It is Scholarship time again! REFCU is participating in the New York Credit Union Association statewide credit union Scholarship program, which provides credit union members with $500 or $1,000 scholarships. To be eligible, students must be high school seniors attending two- or four-year accredited...