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Happy Money is not a direct lender, but a financial service provider that partners with lenders to provide loans with fixed rates from 11.52% up to 24.81%. Loans might range from $5,000 to $40,000.
Qualifying for a bad credit loan depends on the lender and the type of loan you are applying for. Generally, you will need to have a steady source of income and may need to provide collateral or a ...
While several personal loan lenders offer loan amounts as high as $100,000, bad credit lenders tend to limit you to $50,000 or less. Repayment terms: Bad credit loan terms usually range between ...
Consider the benefits and drawbacks to decide if a bad credit loan is a ... the average personal loan has a rate of 12.21 percent. Meanwhile, those with credit scores below 690 typically get 17.80 ...
It offered payday loans, installment loans, and credit cards to consumers with low credit scores using publicly available data to assess creditworthiness. [1] [2] The company referred to its customers as “the emerging middle class.” [3] [4] LendUp also issued credit cards in partnership with Tom Steyer's Beneficial State Bank. [5] [6]
While the average personal loan requires a credit score between 610 and 640, peer-to-peer loans may offer loans as low as 600. Funding times are often similar to what personal loan lenders offer.
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