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If harassing calls from debt collectors are keeping you from answering the phone -- or stressing you out -- you're not alone. Amid the tough economy, debt collection activity has intensified, with ...
Getting a call from a debt collector can be frustrating and overwhelming. But if you receive a call from a collection agency, don’t panic. Pause and make a plan to protect yourself, handle ...
The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.
Harassing calls from debt collectors are bad enough, but when you don't even owe the debt, that's a whole lot worse. Susan McCafferty, a 63-year old resident of Harvey, La., and a Consumer Ally ...
During: Don’t Be Afraid To Tell the Debt Collector Not To Call. Josh Richner of National Legal said that if a debt collector is calling you at a number that you don’t wish to receive calls on ...
U.S. state laws on fair debt collection generally fall into two categories: laws which require persons who are collecting debts from consumers to be licensed, registered or bonded in order to collect from consumers in their states, and laws that protect consumers from specific unfair practices by debt collectors, which may include collection agencies and sometimes original creditors. [2]
Specifically the court found "[a] third party debt collection agency is liable for autodialed calls under the TCPA when the consumer has revoked his prior express consent to be called, even when that revocation has not been communicated to the debt collector or the debt collector otherwise fails to confirm the consumer has consented to calls."
Here’s what you can do if you receive a debt collection text, call, email or letter: Get contact information. Request the caller’s name, company details, street address and a callback number ...