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The University of Pittsburgh Medical Center defines a pre-existing condition as a "medical condition that occurred before a program of health benefits went into effect". [1] J. James Rohack, president of the American Medical Association , has stated on a Fox News Sunday interview that exclusions, based upon these conditions, function as a form ...
To search the medical underwriting, an insurer asks people who apply for coverage (typically people applying for individual or family coverage) about pre-existing medical conditions. In most US states, insurance companies are allowed to ask questions about a person's medical history to decide whom to offer coverage, whom to deny and if ...
In 2019 Gallup found while only 11% reported being uninsured, 25% of U.S. adults said they or a family member had delayed treatment for a serious medical condition during the year because of cost, up from 12% in 2003 and 19% in 2015. For any condition, 33% reported delaying treatment, up from 24% in 2003 and 31% in 2015. [23]
The Pre-existing Condition Insurance Plan (PCIP) was a form of health insurance coverage offered to uninsured Americans who were unable to obtain coverage because of a pre-existing condition. These provided coverage to as many as 350,000 people to fill the gap until the Affordable Care Act went into effect in 2014.
Insurers are prohibited from excluding pre-existing medical conditions (except in grandfathered individual health insurance plans) for children under the age of 19. [30] [31] All new insurance plans must cover preventive care and medical screenings [32] rated Level A or B [33] by the U.S. Preventive Services Task Force. [34]
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Companies operating there usually have special content for California employees. Other states that will typically require special content are New York, Massachusetts, Illinois, Connecticut, Washington DC, and Texas. In the United Kingdom, the employee handbook may also form part of an employee's terms and conditions of employment.
First Lady Hillary Clinton at her presentation on health care in September 1993. According to an address to Congress by then-President Bill Clinton on September 22, 1993, the proposed bill would provide a "health care security card" to every citizen that would irrevocably entitle them to medical treatment and preventative services, including for pre-existing conditions. [2]
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