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A variable-rate CD — also called a flex CD — is a type of certificate of deposit with an interest rate that can fluctuate periodically over the term of the CD based on market conditions.
Typically the higher your deposit amount, the higher the APY — though right now, with banks anticipating further Fed rate cuts this and next year, you'll find the strongest rates on shorter ...
Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out a limited promotion of up to 5.25% APY on a 10-month CD at Langley Federal Credit Union and up ...
In all, you’ll find rates between 5 and 5.51 percent APY on CDs of up to two years, while longer terms of three to five years earn top APYs between 4.5 and 4.75 percent.
You’ll find rates of 5.00% APY or higher on nearly 40 available CDs. The highest APY today is 5.50% on a three-month term. For comparison, the national average three-month APY is just 1.28%.
Although rates for top-earning CDs have gone down a bit in recent weeks, CDs are still worth considering. The top, widely available APY is 5.51 percent on a term of one year.
Most CDs earn a fixed APY, so your rate will be locked in, even if rates on new CDs go down. Today’s highest available CD yield remains at 5.6 percent APY, which is for a term of nine months.
Today’s top CD rate remains 5.51% APY with a term of one year. The highest APY for a nine-month CD has fallen today to 5.30%, from 5.35%. Top rates are around triple the national averages, and ...
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