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Does my home insurance policy cover plumbing? Whether your insurance policy will cover leaks or broken pipes depends on the circumstances. If a plumbing issue or leak occurs suddenly and by ...
Plumbing: Most homeowners insurance policies should cover plumbing-related damage unless it is the result of negligence, a long-term leak, old pipes or a sump pump.
Generally, a homeowners insurance policy does not cover mold damage — it is expressly excluded from policies since regular household maintenance will prevent most mold from occurring. However ...
In general, home insurance policies extend other structures coverage as 10 percent of your dwelling limit. So if you have $300,000 in dwelling coverage, you would potentially have $30,000 in other ...
An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
Home insurance typically covers 16 named perils. Commonly excluded perils from home insurance policies include earthquakes, floods, sinkholes, certain types of water damage, wear and tear and ...
In addition to standard home insurance, some 8 million households in the UK are categorized as being a "non-standard" risk. These households require a specialist or non-standard insurer that would cover home insurance needs for people that have criminal convictions and/or where the property suffers subsidence or has previously been underpinned.
Additional living expenses: Homeowners insurance generally covers additional living expenses you incur while repairs are being done up to a certain period of time or coverage limit. That means ...
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