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2. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   There are two different types of credit inquiries: hard inquiries, which can have a negative effect on your credit score, and soft inquiries, which don’t affect your credit score at all.

3. How to build credit without a credit card - AOL

   www.aol.com/finance/build-credit-without-credit...

   Your recent credit inquiries: Hard inquiries on your credit report, which show up when you apply for a new credit card or loan, can temporarily negatively affect your score. 7 ways to build credit ...

4. Why You Don’t Actually Need a Credit Card To Raise Your ...

   www.aol.com/finance/why-don-t-actually-credit...

   Here are a couple of other ways to raise your score without a credit card: Sign up for a phone plan: Getting a phone plan in your name is a quick way to start building and improving your credit ...

5. What credit score do you start with? - AOL

   www.aol.com/finance/credit-score-start-163323233...

   Factors like on-time payments, low credit utilization, types of credit, credit inquiries and account age all impact your credit score. Even without a credit card, you can develop good credit by ...

6. How To Check Your Credit Score - AOL

   www.aol.com/check-credit-score-235003442.html

   A credit score is basically a number that gives a lender an indication of the likelihood you'll pay back your debt. All lending institutions use credit scores to determine if it's worth the risk to...

7. How to build credit fast - AOL

   www.aol.com/finance/build-credit-fast-204217147.html

   Credit repair. Credit score range. Factors that affect your credit score. Reporting basics. Responsible credit management. Types of credit. It’s also important to understand each section of your ...