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  2. Borrowing against your life insurance policy

    www.aol.com/finance/borrowing-against-life...

    Indexed universal life insurance: Ties your cash value to one or more ... to surrender their policy for the cash surrender value (CSV) of $100,000, but they have an outstanding loan of $80,000 ...

  3. How to cancel a life insurance policy

    www.aol.com/finance/cancel-life-insurance-policy...

    When you surrender a permanent life insurance policy, you may receive a payout from the cash value, but this is often reduced by surrender charges, especially if you haven’t held the policy for ...

  4. How to sell your life insurance policy

    www.aol.com/finance/sell-life-insurance-policy...

    Surrender your policy: Permanent life insurance policies with cash value can be surrendered, allowing you to receive the surrender value — the cash value minus any fees or outstanding balances ...

  5. Cash value - Wikipedia

    en.wikipedia.org/wiki/Cash_value

    The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

  6. Universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Universal_life_insurance

    Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

  7. Life settlement - Wikipedia

    en.wikipedia.org/wiki/Life_settlement

    A life settlement or viatical settlement (from Latin viaticum, something received before death) [1] is the sale of an existing life insurance policy (typically of seniors) for more than its cash surrender value, but less than its net death benefit, [2] to a third party investor. [3]

  8. What is cash value life insurance? - AOL

    www.aol.com/finance/cash-value-life-insurance...

    Here are some common ways to use the cash value in your life insurance policy. Partial withdrawals. You can make a partial withdrawal from the cash value of some policies, like universal life ...

  9. What Is Cash Surrender Value? - AOL

    www.aol.com/finance/cash-surrender-value...

    If you’ve ever looked at your life insurance policy and wondered what the cash surrender value is, then you’re not alone. With this in mind, here is everything you need to know about your life ...

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