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  2. What happens when your home insurance lapses - AOL

    www.aol.com/finance/happens-home-insurance...

    Insurance company goes insolvent: If your insurance company is declared insolvent, meaning it cannot pay its debts or rehabilitate itself, a policy lapse could also occur. Your policy will usually ...

  3. What to do if your homeowners insurance is canceled - AOL

    www.aol.com/finance/homeowners-insurance...

    Lapse of home insurance payments Your policy could be canceled and your coverage could lapse if your home insurance payments are not made on time, leaving your home vulnerable to losses that you ...

  4. Cancellation (insurance) - Wikipedia

    en.wikipedia.org/wiki/Cancellation_(insurance)

    A penalty method of calculate a score Ft V V by getttttwww lating the return premium [4] often used when the policy is canceled at the insured's request. It uses a table of factors that results in penalties that can be lower or higher than short rate (90% pro rata) depending upon the date of cancellation.

  5. Increased limit factor - Wikipedia

    en.wikipedia.org/wiki/Increased_limit_factor

    Often, limited data is available to determine appropriate charges for high limits of insurance. In order to price policies with high limits of insurance adequately, actuaries may first determine a "basic limit" premium and then apply increased limits factors. The basic limit is a lower limit of liability under which there is a more credible ...

  6. What to do when your car insurance is canceled for a missed ...

    www.aol.com/finance/car-insurance-canceled...

    Many policyholders opt to pay their car insurance premiums on a monthly basis. However, there are times when you might miss a payment due to forgetfulness or because you cannot afford it.

  7. Mid-term adjustment - Wikipedia

    en.wikipedia.org/wiki/Mid-Term_Adjustment

    The change to the policy may cause a change in the premium: an increase is often called AP (for an additional premium) whereas a decrease is often called RP (returned premium). An additional transaction may also be payable to cover e.g. costs for revised insurance documents.

  8. Ask the Dolans: What happens if my insurance company goes under?

    www.aol.com/news/2009-07-24-ask-the-dolans-what...

    For premium support please call: 800-290-4726 more ways to reach us

  9. Rate making - Wikipedia

    en.wikipedia.org/wiki/Rate_making

    A rate "is the price per unit of insurance for each exposure unit, which is the unit of measurement used in insurance pricing". The exposure unit is used to establish insurance premiums by examining parallel groups. [1] The pure premium "refers to that portion of that