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Obtaining life insurance can feel like a complicated process, especially if the thought of a medical exam puts you off. The good news is you don’t always need an exam to get covered.
Situations Allowing for No-Exam Policies. Several factors can determine whether you're eligible for a no-exam life insurance policy: Age: Younger applicants are more likely to qualify for no-exam ...
FPL sold Colonial Penn to Leucadia National in 1991. [3] [4] Conseco bought Colonial Penn from Leucadia in 1997, [5] and in 1998 renamed it Conseco Direct Life to reflect Conseco ownership. [6] In 2001, Conseco reverted to the Colonial Penn name, which remains a subsidiary of the renamed CNO Financial Group with Bankers Life and the Washington ...
Renewable term life insurance: Allows you to renew your policy without needing a new medical exam, even if your health has changed. However, the premiums may increase with each renewal, reflecting ...
CNO Financial Group is the parent company of seven insurance companies, including Bankers Life and Casualty Company and Colonial Penn Life Insurance Company. [5] They also own 40/86 Advisors, an investment management company and Washington National Insurance Company.
Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.
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