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2. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   Key takeaways. You may be able to get out of debt without paying based on factors like your total debt, type of debt and income. Several programs are available to help forgive student loan debt ...

3. This is how much money you need to earn annually to ... - AOL

   www.aol.com/finance/much-money-earn-annually...

   Details such as the down payment you provide, your interest rate, loan term (e.g., 30-year loan, 15-year loan, etc.), and additional costs like property taxes and homeowners insurance can all ...

4. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Through debt settlement procedures, you negotiate directly with your creditors to reduce your interest rates, monthly payments or both. You can take the reins and do this on your own, or you can ...

5. Credit counseling - Wikipedia

   en.wikipedia.org/wiki/Credit_counseling

   Credit counselors can sometimes negotiate debt relief, where part or whole of an individual debt is forgiven. Another option is Debt consolidation, in which one new loan replaces multiple unsecured credit debts. The Debt-snowball method is a budgeting approach that addresses debt systematically.

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

7. Real estate agents and brokers - Wikipedia

   en.wikipedia.org/wiki/Real_estate_broker

   Real estate brokers who work with lenders can not receive any compensation from the lender for referring a residential client to a specific lender. To do so would be a violation of a United States federal law known as the Real Estate Settlement Procedures Act (RESPA). RESPA ensures that buyers and sellers are given adequate notice of the Real ...

8. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these programs ask you to ...

9. What is a debt consolidation loan — and can it help you lower ...

   www.aol.com/finance/what-is-a-debt-consolidation...

   Benefits of consolidating debt with a loan. You can save money. If you can qualify a lower rate than your original debts, the total cost of the loan will naturally be lower, even if you take the ...