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How to pay off $10,000 in credit card debt. Paying off credit card debt requires money; it's that simple. You can get that money by cutting back on spending, working a side hustle, or both.
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2. Personal or unsecured loans. After credit cards, prioritize paying off personal and unsecured loans next. These loans have an average interest rate of 11.92%, but rates can go up to 35.99% ...
Factoring this extra income into your budget can help you pay off your debt more consistently. 6. Switch to cash. This strategy might be good for you if:
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Here are several techniques for paying off credit card debt the smart way. 1. Try the avalanche method. Who this strategy is good for: Those motivated by interest savings.
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Using a debt payoff method such as the debt avalanche or debt snowball can help you prioritize paying off higher-interest debt, allowing you to make the maximum impact on paying down your debt.