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2. This under-the-radar mortgage hack is saving some ... - AOL

   www.aol.com/finance/under-radar-mortgage-hack...

   With this in mind, homeowners can ask for a mortgage rate modification. This is an agreement between a borrower and their lender to adjust the interest rate on a loan without a full refinance. How ...

3. How to lower your mortgage payment

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   Recast your mortgage. Eliminate your mortgage insurance. Modify your loan. Lower your taxes. Shop around for a lower homeowners insurance rate. Apply for mortgage forbearance. 1. Refinance to ...

4. Helping Families Save Their Homes Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Helping_Families_Save...

   Authorize the Secretary of Housing and Urban Development to pay out all or some of the balance owed on any Federal Housing Administration-insured loans that are modified under the legislation. Expand the HOPE for Homeowners program; Provide a legal safe harbor from liability for lenders that enter into loan modifications or workouts with borrowers.

5. Does homeowners insurance cover plumbing? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   Flood insurance usually excludes damage from plumbing, but the other coverage types included in your homeowners insurance policy generally cover the costs of repairs or replacements resulting from ...

6. Mortgages and loans to pay for home renovations - AOL

   www.aol.com/finance/mortgages-loans-pay-home...

   A personal loan, sometimes referred to as a home improvement loan. Some home renovation loans or refis require the borrower to have a certain amount of equity in the home (the main exception being ...

7. Loan modification company - Wikipedia

   en.wikipedia.org/wiki/Loan_modification_company

   A loan modification company, also known as a mortgage modification company, is a business that helps homeowners in the United States modify the terms of their home loans or mortgages. When a mortgage is modified, the original terms of the home loan contract between a lender and a borrower are renegotiated and then altered, usually in the favor ...

8. Mortgage loan modification: What it is and how to get one - AOL

   www.aol.com/finance/mortgage-loan-modification...

   USDA loan modification: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate and receive a “mortgage recovery advance,” a one-time ...

9. Flex Modification Program (FMP): Everything you need to know

   www.aol.com/finance/flex-modification-program...

   The Flex Modification program is a conventional loan modification program designed to help homeowners who are experiencing long-term or permanent financial hardship. Using this program can help ...