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Applying for and receiving spousal benefits is a great way to boost your own Social Security monthly benefit -- sometimes by as much as $800. Even if you never worked, you're eligible for Social...
Image source: Getty Images. 1. How your claiming age impacts your benefit. Just like when applying for personal retirement benefits from Social Security, when you claim spousal benefits can have a ...
Note that you must apply for your own retirement benefits at the same time you apply for spousal benefits. This is called "deemed filing." It went into effect in January 2016 to prevent people ...
Social Security spousal benefits are based on the PIA of the primary earning spouse. You can receive up to 50% of your spouse's PIA assuming you've reached full retirement age. For example, if ...
For example, if your full retirement age is 67 and you claim spousal benefits at 62, your monthly check will be reduced by 35% (it would be 30% for retired workers' benefits). If you claim at 64 ...
If you've been divorced for at least two years, you can apply for spousal benefits from Social Security, even if your ex hasn't yet put in their benefit claim. But if you're married, you must wait ...
Current spouses cannot apply for spousal benefits until their partner is claiming Social Security retirement checks. Ex-spouses can also qualify for spousal benefits, but they have slightly ...
Additionally, there are also spousal and survivor benefits one can apply for based on their spouse’s earnings record, which can sometimes add up to an additional $800 per month. By creating a ...
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