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  2. 5 car insurance myths — debunked: Red cars, rate negotiations ...

    www.aol.com/finance/car-insurance-myth-212820623...

    The first two numbers mean that your insurance helps pay up to $25,000 in bodily injury per person and $50,000 in total bodily injury per accident to cover medical costs for others involved in an ...

  3. Accidental death & dismemberment (AD&D) insurance - AOL

    www.aol.com/finance/accidental-death...

    Accidental death and dismemberment (AD&D) insurance provides coverage if you lose a limb or your death is the result of an accident. Between AD&D and term life, term life covers more causes of death.

  4. Beyond your driving record: Can your credit score affect your ...

    www.aol.com/finance/car-insurance-credit-score...

    How insurers use price optimization and AI to calculate your rates. If you’ve been with your insurance carrier for a few years, you may have benefitted from a loyalty discount, typically around 10%.

  5. Accidental death and dismemberment insurance - Wikipedia

    en.wikipedia.org/wiki/Accidental_death_and...

    Unlike traditional life insurance, which only pays out in the event of death, AD&D insurance provides additional coverage in case the insured experiences a serious injury or loses a limb or other body part due to an accident.

  6. Vehicle insurance - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance

    The minimum coverage defined by German law for car liability insurance / third-party personal insurance is €7,500,000 for bodily injury (damage to people), €500,000 for property damage and €50,000 for financial/fortune loss which is in no direct or indirect coherence with bodily injury or property damage. [24]

  7. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    Subject to the "fortuity principle", the event must be uncertain. The uncertainty can be either as to when the event will happen (e.g. in a life insurance policy, the time of the insured's death is uncertain) or as to if it will happen at all (e.g. in a fire insurance policy, whether or not a fire will occur at all). [4]

  8. How to save on car insurance: 7 ways to lower your rate

    www.aol.com/finance/save-car-insurance-7-ways...

    Progressive. $1,988. $166. Allstate. $2,971. $248. USAA. $1,695. $141. 2. Take advantage of discounts. Another solid strategy when you need to know how to lower your auto insurance rate is to ...

  9. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    $15,000 for injury/death to one person; $30,000 for injury/death to more than one person; $5,000 for damage to property; This would be expressed as "$15,000/$30,000/$5,000". Another example, in the state of Oklahoma, drivers must carry at least state minimum liability limits of $25,000/$50,000/$25,000. [6]