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2. Why is good credit so important? - AOL

   www.aol.com/finance/why-good-credit-important...

   500 credit score. 700 credit score. Interest rate. 17.63 percent. 8.59 percent. Monthly Payment. $630. $514. Total interest paid. $12,789. $5,844

3. What is a good credit score? - AOL

   www.aol.com/finance/good-credit-score-223352206.html

   This method of scoring defines 661 to 780 as a good credit score and 781 to 850 as an excellent credit score. Scores that fall between the 601 and 660 range are considered fair and 500 to 600 are ...

4. What is considered a fair credit score? - AOL

   www.aol.com/finance/considered-fair-credit-score...

   If you had a fair credit score of 600, you would pay $101 more each month and a total of $3,637 more in interest over the three-year loan term.

5. What Is a Good Credit Score? - AOL

   www.aol.com/finance/good-credit-score-230000478.html

   A credit score is a three-digit number between 300 and 850 that's based on your credit history. Lenders use it to gauge your ability to pay back a loan. A good credit score is often considered to ...

6. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   2004 study found the median credit score for whites in 2001 was 738, but the median credit score for African Americans was 676 and for Hispanics was 670. [ 37 ] 2004 research study found fewer than 40% of consumers who lived in high-Black Indigenous and people of color [BIPOC] neighborhoods had credit scores of over 701.

7. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   Whether you’re choosing a mortgage lender, shopping for an auto loan or looking for the best deal on a credit card, there’s a good chance your scores won’t be an exact match.