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  2. What credit score do you need to buy a house? - AOL

    www.aol.com/finance/credit-score-buy-house...

    USDA loans (580 to 620): The U.S. Department of Agriculture (USDA) also doesn’t set minimum credit score requirements. However, you may need a score of at least 580 to 620 to qualify with many ...

  3. Here's the credit score you require to buy a home in 2023 ...

    www.aol.com/finance/heres-credit-score-buy-home...

    A borrower with an exceptional credit score between 760 and 850 can get a 30-year fixed rate mortgage of $300,000 at an average rate of 7.550%, according to FICO.

  4. What is a good credit score to buy a house? - AOL

    www.aol.com/finance/credit-score-needed-buy...

    Loan Type. Minimum Credit Score. Conventional loans. 620. FHA loans. 500 (with 10% down payment); 580 (with 3.5% down payment) USDA loans. The USDA has no minimum limit, but lenders generally like ...

  5. This is how much money you need to earn annually to ... - AOL

    www.aol.com/finance/much-money-earn-annually...

    Minimum Credit Score. Minimum Credit Score. 580 for FHA loans. 600. 620. Learn More at Rocket Mortgage. ... Conventional home loans generally require a minimum of 3% down if you’re a first-time ...

  6. Is 620 a good enough credit score to buy a house? - AOL

    www.aol.com/finance/620-good-enough-credit-score...

    FHA loans: A 620 score is well above the minimum for an FHA loan, a popular type of mortgage for first-time homebuyers. Applicants need a score of at least 500 with a 10 percent down payment.

  7. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...

  8. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    Loan type. Credit score minimum. Conventional loan. 620 or 660 depending on program. FHA loan. 580 (or 500 with a minimum 10 percent down payment) VA loan. No official requirement, but typically ...

  9. How to improve your credit score for a mortgage - AOL

    www.aol.com/finance/improve-credit-score...

    The minimum credit score required for a conventional loan is 620, while other mortgages require scores between 500 and 700. A higher credit score usually translates to a lower interest rate.

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