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Spotloan’s installment loans are limited compared to other providers — you can only borrow between $300 and $1,500, with a maximum term of 10 months. But with Spotloan carrying annual percentages as high as 490%, it’s possible to find a cheaper option.
Our roundup of loans like Spotloan can help you find the right option to suit your financial needs when you’re considering a payday loan alternative.
Availability of installment loans in your state is subject to change at any time with or without notice at the sole discretion of CreditCube. Discover 5 top alternatives to Spotloan, tailored for various needs. Explore options best for new-to-credit, bad credit, and more.
Luckily, there are safer, more affordable alternatives. If you’re looking for loans similar to Spotloan, this guide explores direct lenders with competitive rates, paycheck advance apps, and resources to help you get the cash you need without the risks.
Compare installment loans for good or bad credit ratings from online lenders, banks and credit unions. Plus, read our guide to getting an installment loan.
Clients with almost every credit history may qualify for more installment loans like Spot Loan. Unlike payday loans, the lenders conduct a beneficial soft credit inquiry from credit bureaus and often approve the applications. No collateral. Consumers don’t need to back the debt up with collateral, as this lending option is unsecured.
Loans Like Spotloan: What You Need To Know. Spotloan is a lender that offers installment loans ranging from $300 to $800 with repayment terms ranging from three months to ten months. Spotloan is also an asset of BlueChip Financial, a tribal lending financial institution.