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2. Mortgage loan originators: What are they and what do ... - AOL

   www.aol.com/finance/mortgage-loan-originators...

   A mortgage loan officer isn’t always the same as a mortgage banker (though they work for one). The officer won’t make the decision to approve or deny you a loan; they just process it and ...

3. What is mortgage loan origination? - AOL

   www.aol.com/finance/mortgage-loan-origination...

   Mortgage loan origination is the process of your loan being established. When you formally apply for a mortgage, the lender or loan officer “originates,” or initiates the loan (or, to be more ...

4. Mortgage bankers: Who they are and what they do in home ... - AOL

   www.aol.com/finance/mortgage-bankers-home...

   Many mortgage bankers generate revenue by charging borrowers an origination fee. Once a mortgage banker originates a loan, the banker can keep the loan in its portfolio and service it ...

5. Loan officer - Wikipedia

   en.wikipedia.org/wiki/Loan_officer

   Mortgage loan officers in the United States must have a Mortgage Loan Originator (MLO) license. To become licensed, they must complete at least 20 hours of coursework, pass an exam, and submit to background and credit checks. Licenses must be renewed annually, and individual states may have additional requirements. [3]

6. Mortgage origination - Wikipedia

   en.wikipedia.org/wiki/Mortgage_origination

   In consumer lending, mortgage origination, a specialized subset of loan origination, is the process by which a lender works with a borrower to complete a mortgage transaction, resulting in a mortgage loan. A mortgage loan is a loan in which property or real estate is used as collateral. During this process, borrowers must submit various types ...

7. Loan origination - Wikipedia

   en.wikipedia.org/wiki/Loan_origination

   Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process. Loan servicing covers everything after disbursing the funds until the loan is fully paid off. Loan origination is a specialized version of new ...

8. What Homebuyers Need to Know about Mortgage Loan Originators

   www.aol.com/finance/homebuyers-know-mortgage...

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9. Mortgage broker - Wikipedia

   en.wikipedia.org/wiki/Mortgage_broker

   The selling of mortgage loans in the wholesale or secondary market is more common. They provide permanent capital to the borrowers. A "direct lender" may lend directly to a borrower, but can have the loan pre-sold prior to the closing. Few lenders are comprehensive or "portfolio lenders". That is, few close, keep, and service the mortgage loan.