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FHA loans: A 620 score is well above the minimum for an FHA loan, a popular type of mortgage for first-time homebuyers. Applicants need a score of at least 500 with a 10 percent down payment.
Credit score minimum. 620. 580 with a 3.5% down payment or as low as 500 with at least 10% down. Down payment minimum. 3% for fixed-rate loans; 5% for adjustable-rate loans
Lenders typically want homebuyers to have a FICO Score of at least 620, ... Minimum Credit Score. Minimum Credit Score. 580 for FHA loans. 600. 620. Learn More at Rocket Mortgage. Learn More
Loan type. Credit score minimum. Conventional loan. 620 or 660 depending on program. FHA loan. 580 (or 500 with a minimum 10 percent down payment) VA loan
Minimum Credit Score. Conventional loans. 620. FHA loans. 500 (with 10% down payment); 580 (with 3.5% down payment) ... You might qualify for an FHA loan with a credit score of 500 to 579, with a ...
A 620 credit score is considered a “fair” score. That means it’s higher than a “poor” score yet lower than a “good” one. ... FHA loans: An FHA loan is backed by the FHA, under the ...
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