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2. How to negotiate a debt settlement - AOL

   www.aol.com/finance/negotiate-debt-settlement...

   Whether you decide to negotiate a debt settlement on your own or through a debt relief company, there are six basic steps to negotiating a debt settlement. 1. Verify the debt.

3. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   Debt settlement involves working with a third-party settlement company to resolve your unpaid debts. They will negotiate on your behalf with creditors in hopes of getting portions of your debt ...

4. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Debt relief companies, also referred to as debt settlement companies, work with your creditors to negotiate better terms for your credit accounts in exchange for a fee. Getting debt relief through ...

5. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   The agency works to negotiate a lower bill or interest rate on your behalf and, in some cases, can get your debt canceled. Supplement your income: Whatever you need to do to start paying off your ...

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

7. 5 debts to prioritize paying off before retirement - AOL

   www.aol.com/finance/debts-to-pay-off-retirement...

   2. Personal or unsecured loans. After credit cards, prioritize paying off personal and unsecured loans next. These loans have an average interest rate of 11.92%, but rates can go up to 35.99% ...