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  2. Uniform Residential Appraisal Report - Wikipedia

    en.wikipedia.org/wiki/Uniform_Residential...

    The most current incarnation of the URAR is the Fannie Mae Form 1004 [1] updated for March 2005. It is considered a full appraisal with all three approaches to value, cost approach, sales comparison approach, and income approach. [2]

  3. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    He/she will type up an appraisal and submit it to the lender or broker (depending on who ordered the appraisal.) The Appraisal is written in the format compliant to FNMA Form 1004 . The 1004 is the standard appraisal form used by appraisers nationwide.

  4. Uniform Standards of Professional Appraisal Practice

    en.wikipedia.org/wiki/Uniform_Standards_of...

    TAF carries out its work through two divisions – the Appraisal Standards Board (ASB) and the Appraiser Qualifications Board (AQB). The latter group sets forth minimum qualifications for appraisal licensure, and its work has been adopted by all states and territories. The ASB maintains USPAP, and issues updates in January of even numbered years.

  5. Mortgage and refinance rates for Dec. 24, 2024: Average ... - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    Freddie Mac reports an average 6.72% for a 30-year fixed-rate mortgage, up 12 basis points from last week's average 6.60%, according to its weekly Prime Mortgage Market Survey of nationwide ...

  6. Conforming loan - Wikipedia

    en.wikipedia.org/wiki/Conforming_loan

    This is because both Fannie Mae and Freddie Mac only buy loans that are conforming, to repackage into the secondary market, making the demand for a non-conforming loan much less. By virtue of the laws of supply and demand, then, it is harder for lenders to sell the loans, thus it would cost more to the consumers (typically 1/4 to 1/2 of a percent.)

  7. Real estate appraisal - Wikipedia

    en.wikipedia.org/wiki/Real_estate_appraisal

    The leading appraisal organization for personal property valuation is the American Society of Appraisers which is a sponsor member of the Appraisal Foundation and awards the ASA (Accredited Senior Appraiser) designation to candidates who complete five years of documented appraisal experience, pass a comprehensive exam along with required ...

  8. CDC warns of deadly drug 100 times more potent than ... - AOL

    www.aol.com/cdc-warns-deadly-drug-100-093050260.html

    Fentanyl has made headlines for driving overdose deaths, but the Centers for Disease Control and Prevention is warning of the rise of an even deadlier drug. An addiction specialist weighs in.

  9. Uniform Appraisal Dataset - Wikipedia

    en.wikipedia.org/wiki/Uniform_Appraisal_Dataset

    Uniform Appraisal Dataset is a component of the Uniform Mortgage Data Program, an initiative undertaken by Fannie Mae and Freddie Mac (together known as the GSEs) under the direction of the Federal Housing Finance Agency in the United States in order to comprehensively standardize mortgage loan data so that loans may be processed more efficiently.

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