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2. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

3. What does life insurance cover? - AOL

   www.aol.com/finance/does-life-insurance-cover...

   Life insurance is a type of insurance policy designed to provide a death benefit — a sum of money — to your selected beneficiaries after your death. The primary function of life insurance is ...

4. Life insurance death benefits - AOL

   www.aol.com/finance/life-insurance-death...

   Life insurance offers more than just peace of mind — it provides critical financial protection for your loved ones when they need it most. At the heart of every policy is the death benefit, the ...

5. Term life insurance - Wikipedia

   en.wikipedia.org/wiki/Term_life_insurance

   Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.

6. Whole life insurance - Wikipedia

   en.wikipedia.org/wiki/Whole_life_insurance

   U.S. Life insurance companies are required by state regulation to set up reserve funds to account for said over-payments, which represent promised future benefits, and are classified as Legal Reserve Life Insurance Companies. The Death Benefit promised by the contract is a fixed obligation calculated to be payable at the end of life expectancy ...

7. Universal Life Insurance: Benefits, Drawbacks & Costs to Know ...

   www.aol.com/finance/universal-life-insurance...

   One of the benefits of universal life insurance is the potential for cash value growth. Consider this: if you deposit $1,000 into the account portion of a universal life policy offering a 5% ...