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After a car accident, you will want to start the insurance claim process as soon as possible. Depending on who is at-fault in the accident, the claim or claims will either be filed with the other ...
Learn what to do if you are injured in a car accident — no ... For example, if the at-fault driver has $50,000 in liability, but your medical expenses are $60,000, then you could seek payment ...
To collect diminished value after a car accident, insurance companies usually ask for a diminished value report. In Canada, this is more commonly called accelerated depreciation; how a person goes about reclaiming those losses in either country is a different process. In some US states, insurance companies acknowledge diminished value and ...
Insurance contracts only take effect when an accident occurs. In this case, compensation is paid on the basis of the insured's declaration, the completed accident statement, the expert's report and the terms of the contract. Vehicle insurance represents a major part of the insurance market.
Some states require that proof of insurance be carried in the car at all times, while others do not. For example, North Carolina does not specify that proof of insurance must be carried in the vehicle; it does, however, require that a driver have that information to trade with another driver in the event of an accident. Some states allow for an ...
A car accident, no matter how minor, is always a stressful event — which can be made worse if one party does not have insurance. Here’s what to do after an accident with a driver who does not ...
Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.
For example, for the purposes of general liability, a 2001 survey found that a minority of courts included emotional distress within the definition of bodily injury. [28] [29] Where a mental injury arises from a physical injury—as with a traumatic brain injury caused by a car accident—auto insurance policies normally cover the injury.
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