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The ruling from the Court of Appeals in the high-profile no-fault car insurance law case is likely to be appealed to the Michigan Supreme Court.
Because Michigan is a no-fault state, drivers are required to carry personal injury protection (PIP) and property protection insurance (PPI). Michigan car insurance minimum requirements
The last time of insurance that is part of a no-fault policy is residual bodily injury and property damage liability. The minimum coverage levels for this are 20/40/10.
A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
Although the benefits will vary depending on the state, no-fault benefits will generally: (1) pay for an injured person's car crash-related medical bills and lost wages; (2) be paid by the injured person's own insurance company; and (3) be paid regardless of whether the injured person was at-fault for the crash. In Michigan, the Michigan ...
In order to opt out of Michigan PIP insurance, drivers must have Medicare (Parts A and B), and all household members must have alternate insurance coverage for car accident injuries. Like all no ...
In the event of serious injuries or fatalities, it is possible for injured persons to seek compensation in excess of the at-fault driver's insurance coverage. [133] Liability rules vary from state to state, with some laws adopting a tort system and others a no-fault insurance system.
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