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Like all no-fault states, Michigan sets minimum requirements for no-fault personal injury protection (PIP) insurance, which helps to cover certain medical costs and lost wages associated with car ...
This is because Michigan is a no-fault state. In no-fault states, drivers file claims with their own insurer, even if the other driver caused the accident. If this happens, PIP and PPI coverages ...
A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.
A survey conducted this April by the Insurance Alliance of Michigan, an industry group, found Michigan drivers making the following choices for their no-fault medical coverage: Unlimited PIP: 62% ...
In 2019, the Michigan Legislature changed the state’s no-fault auto insurance law so that drivers will no longer be required to purchase unlimited medical coverage. [12] Instead, under the PIP Choice system that was enacted, drivers have the choice of selecting medical coverage with limits of $50,000 (for drivers on Medicaid), $250,000 ...
Although the benefits will vary depending on the state, no-fault benefits will generally: (1) pay for an injured person's car crash-related medical bills and lost wages; (2) be paid by the injured person's own insurance company; and (3) be paid regardless of whether the injured person was at-fault for the crash. In Michigan, the Michigan ...
Because Michigan is a no-fault state, drivers are required to carry personal injury protection (PIP) and property protection insurance (PPI). Michigan car insurance minimum requirements.
However, several states adopt a no-fault system, which requires you to have PIP coverage. PIP pays for your own medical expenses and damages regardless of who is at fault in the accident.