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  2. How Can I Get My RMD Penalty Waived? - AOL

    www.aol.com/rmd-penalty-waived-155608767.html

    RMD shortfalls result in heavy penalties for the missed amount. Fortunately, Form 5329 allows you to appeal to the IRS for a penalty waiver. Sending a penalty waiver letter is an essential part of ...

  3. What is a prepayment penalty? - AOL

    www.aol.com/finance/prepayment-penalty-165152113...

    A prepayment penalty discourages borrowers from paying more or paying off the loan.

  4. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    However, stopping payments to creditors as part of a debt settlement plan can reduce a consumer's credit score by 65 to 125 points, with higher impacts on those who were current on their payments prior to enrolling in the program. [10] And missed payments can remain on a consumer's credit report for seven years even after a debt is settled. [10]

  5. What happens if you miss a credit card payment? - AOL

    www.aol.com/finance/happens-miss-credit-card...

    If you’re having trouble paying your credit card bills each month, there are other options to consider. One popular option is to transfer your balance to a credit card with a 0 percent intro APR ...

  6. Penalty interest - Wikipedia

    en.wikipedia.org/wiki/Penalty_interest

    Penalty interest, also called penalty APR (penalty annual percentage rate), [1] default interest, interest for/on late payment, statutory interest for/on late payment, [2] [3] interest on arrears, or penal interest, in money lending and in sales contracts is punitive interest charged by a lender to a borrower if installments are not paid according to the loan terms.

  7. Sworn declaration - Wikipedia

    en.wikipedia.org/wiki/Sworn_declaration

    A sworn declaration (also called a sworn statement or a statement under penalty of perjury) is a document that recites facts pertinent to a legal proceeding.It is very similar to an affidavit but is not witnessed and sealed by an official such as a notary public.

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