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  2. How to write a letter of explanation for a mortgage - AOL

    www.aol.com/finance/write-letter-explanation...

    The letter of explanation addresses red flags that might derail your approval: why you were unemployed for a period of time or why there’s an unpaid balance on your credit report. Not every ...

  3. How to get a business loan with bad credit - AOL

    www.aol.com/finance/business-loan-bad-credit...

    2. Choose the right type of bad credit business loan. You have a wealth of bad credit business loan options at your fingertips, and different types of loans can be used for multiple purposes.

  4. Pros and cons of bad credit business loans - AOL

    www.aol.com/finance/pros-cons-bad-credit...

    Bankrate insight. Bad credit business loans are available for businesses with low credit scores, but maintaining a healthy score is important. Owners should avoid utilizing more than 20 to 30 ...

  5. Bad debt - Wikipedia

    en.wikipedia.org/wiki/Bad_debt

    Business bad debts are debts closely related to your business or trade. [12] They are created or gained through transactions directly or closely related to your business or trade. A loss from a business bad debt occurs once the debt acquired or gained has become wholly or partly worthless. Bad business debt examples include: Credit sales to ...

  6. Non-performing loan - Wikipedia

    en.wikipedia.org/wiki/Non-performing_loan

    Fostering secondary markets for NPLs that can offer the mechanism and liquidity required to write off bad loans. Many companies see a business opportunity in buying NPL's. Buying NPL's from financial institutions with a discount, can be a lucrative business. Companies pay from 1% to 80% of the total loan and become the legal owner (creditor).

  7. Business letter - Wikipedia

    en.wikipedia.org/wiki/Business_letter

    Business letters can have many types of content, for example to request direct information or action from another party, to order supplies from a supplier, to point out a mistake by the letter's recipient, to reply directly to a request, to apologize for a wrong, or to convey goodwill. A business letter is sometimes useful because it produces a ...

  8. How hard is it to get an unsecured business loan? - AOL

    www.aol.com/finance/hard-unsecured-business-loan...

    Getting an unsecured business loan can be hard, especially if you are a startup business or business owner with bad credit. The collateral you put up to secure a business loan goes a long way to ...

  9. Credit management - Wikipedia

    en.wikipedia.org/wiki/Credit_management

    Hiring and firing credit analysts, accounts receivable and collections personnel. Enforcing the "stop list" of supply of goods and services to customers. Removing bad debts from the ledger (Bad Debt Write-Offs). Setting credit limits. Setting credit terms beyond those within credit analysts' authority. Setting credit rating criteria.