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A home insurance policy is designed to financially protect you and your home from covered perils, while HOA insurance coverage is designed to financially protect the HOA’s liability and shared ...
Your HOA fees help cover those nice-to-have features, but they also cover an essential must-have: a “master” insurance policy for the property. While individual owners will have a separate ...
There are no statutory requirements that you carry insurance, and so the only realistic possibility is a provision in the declaration. With that said, I would be very careful about cancelling your ...
A homeowner association (or homeowners' association [HOA], sometimes referred to as a property owners' association [POA], common interest development [CID], or homeowner community) is a private, legally-incorporated organization that governs a housing community, collects dues, and sets rules for its residents.
Condo owners generally help pay for the association’s insurance in the form of condo or HOA fees. HO-6 policies are named perils policies that generally cover: Damage from aircrafts or vehicles.
Understanding coverage options, discounts and deductibles may help you make a more informed home insurance decision. Buying a home is expensive, and you’ll want to protect your new property to ...
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Key takeaways. Your home insurance policy includes a declarations page and the policy jacket. Understanding replacement cost versus actual cash value can help you determine how your homeowners ...