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  2. Housing and Economic Recovery Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Economic...

    The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

  3. FHA insured loan - Wikipedia

    en.wikipedia.org/wiki/FHA_insured_loan

    On March 6, 2008, the "FHA Forward" program was initiated. This is the part of the stimulus package that President George W. Bush had in place to raise the lending limits for each county in every state.. [16] On April 1, 2012, the FHA enacted a new rule that requires their customers to settle with medical creditors in order to get a mortgage loan.

  4. Economic Stimulus Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Economic_Stimulus_Act_of_2008

    By raising those limits, lawmakers hoped to slow or halt the decline in house prices, which threatened the financial well-being of homeowners, banks and other financial entities holding jumbo mortgages. The FHA loan limits also went up with the stimulus package on March 6. The loan limit package is called "FHA Forward." [11]

  5. FHA loans: Definition, requirements and limits - AOL

    www.aol.com/finance/fha-loans-134807555.html

    FHA mortgage insurance premiums (MIP): An upfront premium of 1.75 percent of the loan principal, typically paid at closing; plus annual premiums between 0.15 percent and 0.75 percent depending on ...

  6. FHA loan vs. conventional loan: What homebuyers should know - AOL

    www.aol.com/finance/fha-loan-vs-conventional...

    Loan limits vary by county, and you can visit the HUD website to check the FHA mortgage limit for different locations. For 2024, FHA upper loan limits are as follows. Low-cost counties: $498,257

  7. FHA Loan Limit Raised, Despite Opposition - AOL

    www.aol.com/news/2011-11-18-fha-loan-limit...

    Congress moved to raise the loan limit for mortgages backed by the Federal Housing Administration on Thursday, despite some lawmakers' fears of artificially propping up the market. The bill ...

  8. Government policies and the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_policies_and...

    These five institutions reported over $4.1 trillion in debt for fiscal year 2007, a figure roughly 30% the size of the U.S. economy. Three of the five either went bankrupt (Lehman Brothers) or were sold at fire-sale prices to other banks (Bear Stearns and Merrill Lynch) during 2008, creating instability in the global financial system.

  9. FHA cash-out refinance guide - AOL

    www.aol.com/finance/fha-cash-refinance-guide...

    Loan limits: There’s a cap on how much you can borrow, regardless of how much your property is now worth. In most places, the limit for 2023 is $472,030 for a single-family home, but some higher ...

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