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High yield savings accounts were great places to park money for a while, but their days are numbered. Find out where you should put your money now. 3 Better Investments Than a HYSA Now That Rates ...
Potentially lower rates than high-yield savings accounts. Some online banks offer high-yield savings accounts with rates that rival or even exceed no-penalty CDs. Minimum opening deposits.
Investing products such as stocks can have much higher returns than savings accounts and CDs. ... Neither saving or investing is better in all circumstances, and the right choice really depends on ...
One of the primary advantages to high-yield savings accounts is that you accrue interest while still having the safety and FDIC insurance (up to $250,000 per account) of a traditional savings account.
Even after recent Fed rate cuts, high-yield savings accounts still earn up to 10 times the national average savings rate — and considerably more than a traditional savings account. No or low fees.
Investments carry more risk than savings accounts or CDs because you’re investing your money in the stock market. But they’re also generally better for building long-term wealth.
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