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Roughly 1.54% of U.S. consumers had a FICO® Score of 850, according to Experian data from the third quarter of 2023. Since FICO® Scores range from 300 to 850, that's as perfect as you can get.
When it comes to credit scores, very few Americans achieve perfection In fact, just 1.31% of Americans have a FICO® Score of 850, according to a credit score study from The Motley Fool Ascent.
The average FICO Score 8 in the US was 710 in 2020 [20] and 716 in April 2021. [21] The FICO bankcard score, FICO auto score, FICO personal finance score, and FICO installment loan score are between 250 and 900. The FICO Mortgage Score and FICO Score XD 2 are between 300 and 850. [22] [23] Higher scores indicate lower credit risk. [24]
According to recent Experian data, 1.54% of consumers have a "perfect" FICO Score of 850. That's up from 1.31% two years earlier. ... Target, but Don't Obsess, Over an 850 FICO Score.
If you have a FICO credit score over 800, your credit is considered exceptional — and, 24.1 percent of the scorable population had credit scores in the 800 to 850 range in April 2023, according ...
These three-digit scores typically range from 300 to 850 (although industry-specific scores can use a broader range of 250 to 900). ... you’ve paid down your credit card balances over the past ...
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