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  2. Navy Federal to charge daily interest Oct 1, 2024

    ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-to-charge-daily-interest...

    Some customers of NFCU that have cash rewards cards are getting notices that effective Oct 1, 2024 NFCU will begin charging daily interest on all purchases. No more grace period to avoid interest charges. Not sure if it's only for this card or for certain customers but I have seen the notification. US Bank Altitude Reserve, Delta Gold Am Ex ...

  3. Navy Federal Credit Union - myFICO® Forums - 6772359

    ficoforums.myfico.com/t5/Bankruptcy/Navy-Federal-Credit-Union/td-p/6772359

    Navy Federal Credit Union. Hey all, I just called NFCU to see about getting the bankruptcy code taken off my account now that mine was discharged and even off my credit report. The woman I talked to on the phone basically told me that because I "burned" them in the past it would always be there. That put me into a fit of rage and I wont be ...

  4. Navy Federal Settlement. What should I do? - myFICO® Forums

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Navy-Federal-Settlement-What...

    NFCU is a great CU/lender. They are relentless when you do them dirty, but if you make right your wrongs with them, they are forgiving. This I know. Starting Score: 686 TU / 683 EQ 01/17/2013. Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013. Goal Score: 700 across all three. Take the FICO Fitness Challenge.

  5. Navy Federal Datapoints Thread for Membership, CLIs, and Credit...

    ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Datapoints...

    Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products. @Falcon9 wrote: Saturday (22 May 2021) I submitted a CLI for my Platinum card. Asked for $7000. $4000 approved this morning (25 May 2021). I made the mistake of putting the INCREASE in the desired new credit limit block instead of the new total limit.

  6. PenFed or Navy Federal? - myFICO® Forums - 4885327

    ficoforums.myfico.com/t5/Personal-Finance/PenFed-or-Navy-Federal/td-p/4885327

    I really like NFCU's customer service both at the contact centre and at the branch and I am loving my Cash Rewards card. They have good rates on regular share savings, money market and often have special CD rates. I have found that NFCU also has better personal loan rates and used car rates (for 5 years) than PenFed.

  7. Navy Federal Credit Limit Somewhat Increased, Shou... - myFICO®...

    ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Credit-Limit...

    Happy Memorial Day! I requested a credit limit increase this morning on my Navy Federal Cash Rewards CC. Had a starting limit of $800 and I requested $25,000. I've had the card & account for 8 months/8 statements. I just noticed my available credit on the app says $2,400 (my balance was $0). I haven't received any messages or correspondence ...

  8. Navy Federal Credit Union-Credit Card Approval - myFICO® Forums -...

    ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-Credit-Union...

    These 2 credit cards alone are double my previous combined credit limits. 'Less than great' credit caused by my Paypal Credit acount starting to report to the bureaus, resulting in about a 50 point drop which spiked my utilization. Fico 8: Transunion-698; (NFCU used this score) , Equfax-669- (Discover used this one) , Experian-681.

  9. UPDATE 3/13/23 Navy Federal Credit Limit Increases... - myFICO®...

    ficoforums.myfico.com/t5/Credit-Card-Applications/UPDATE-3-13-23-Navy-Federal...

    02-25-2023 02:38 PM. UPDATE 3/13/23 Navy Federal Credit Limit Increases On 2 Cards In Same Month? Hi all, It's been a minute since I posted, and wanted to know if it's possible to receive CL increase on 2 NFCU cards that are eligble around same time in a month. Coming around the end of March my $15k NFCU AMEX More Rewards card will be due for ...

  10. Navy Federal Credit Union - Joint Account Holders

    ficoforums.myfico.com/t5/Personal-Finance/Navy-Federal-Credit-Union-Joint...

    Re: Navy Federal Credit Union - Joint Account Holders. Yes, you can apply and obtain your own credit products, w/ NFCU, after joining through your significant other. This is from personal experience. 04-15-2023 04:26 PM.

  11. How Long Does it Take to get Membership Approval from NFCU?

    ficoforums.myfico.com/t5/Personal-Finance/How-Long-Does-it-Take-to-get...

    Mine took about 6 days from when I called in to apply until accounts opened. was a really easy process for me. Hello, everyone. I decided to join Navy FCU to access their auto loans and maybe a credit card. I am qualified for membership as a veteran. - 6441096.