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  2. McCarran–Ferguson Act - Wikipedia

    en.wikipedia.org/wiki/McCarran–Ferguson_Act

    The McCarran–Ferguson Act, 15 U.S.C. §§ 1011-1015, is a United States federal law that exempts the business of insurance from most federal regulation, including federal antitrust laws to a limited extent. The 79th Congress passed the McCarran–Ferguson Act in 1945 after the Supreme Court ruled in United States v.

  3. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Life insurance companies in the United States support the Medical Information Bureau (MIB), [22] which is a clearing house of information on persons who have applied for life insurance with participating companies in the last seven years. As part of the application, the insurer often requires the applicant's permission to obtain information ...

  4. History of insurance - Wikipedia

    en.wikipedia.org/wiki/History_of_insurance

    In December 1901 and January 1902, at the direction of archaeologist Jacques de Morgan, Father Jean-Vincent Scheil, OP found a 2.25 meter (or 88.5 inch) tall basalt or diorite stele in three pieces inscribed with 4,130 lines of cuneiform law dictated by Hammurabi (c. 1792–1750 BC) of the First Babylonian Empire in the city of Shush, Iran.

  5. Gougère - Wikipedia

    en.wikipedia.org/wiki/Gougère

    The inside of a gougère. A gougère (French:), in French cuisine, is a baked savory choux pastry made of choux dough mixed with cheese.There are many variants. The cheese is commonly grated Gruyère, Comté, or Emmentaler, [1] [2] but there are many variants using other cheeses or other ingredients.

  6. Insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Insurance_in_the_United_States

    Insurance in the United States refers to the market for risk in the United States, the world's largest insurance market by premium volume. [1] According to Swiss Re, of the $6.782 trillion of global direct premiums written worldwide in 2022, $2.959 trillion (43.6%) were written in the United States. [1]

  7. Life Assurance Act 1774 - Wikipedia

    en.wikipedia.org/wiki/Life_Assurance_Act_1774

    The Act prevented the abuse of the life insurance system to evade gambling laws. It was extended to Ireland by the Life Insurance (Ireland) Act 1866, and is still in force. Prior to the Act, it was legally possible for any person to take out life insurance on any other person, regardless of whether or not the beneficiary of the policy had any ...

  8. Tontine - Wikipedia

    en.wikipedia.org/wiki/Tontine

    The First Life Directive of the European Union includes tontines as a permitted class of business for insurers. However, this does not mean that tontines should be considered insurance contracts. According to the Supreme Court of the United States the nature of "insurance" involves some investment risk-taking on the part of the company ...

  9. National Life and Accident Insurance Company - Wikipedia

    en.wikipedia.org/wiki/National_Life_and_Accident...

    In December 1901, the National Sick and Accident Association was sold to C. A. Craig to settle an estate. By 1902, the company was nearly insolvent. [1] In the early years, the company's business consisted primarily of low-premium, low-benefit "sick and accident" policies, [1] which is a form of disability insurance that paid the holder a stated amount for every week he was unable to work due ...