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  2. RCBC Credit Cards - Wikipedia

    en.wikipedia.org/wiki/RCBC_Credit_Cards

    On June 20, 1991, PCIBank was granted a license by MasterCard International to issue credit cards in the Philippines accepted by the MasterCard network of affiliated banks and establishments worldwide. In 1994, PCIBank turned over the management and ownership of the MasterCard portfolio. This was to issue and acquire business to Bankard, Inc. [2]

  3. What is a 0% intro APR card? What to know about no ... - AOL

    www.aol.com/finance/intro-apr-cards-001631619.html

    A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can save you hundreds or thousands of dollars when financing large purchases ...

  4. Annual percentage rate - Wikipedia

    en.wikipedia.org/wiki/Annual_percentage_rate

    This loan is due in the first payment(s), and the unpaid balance is amortized as a second long-term loan. The extra first payment(s) is dedicated to primarily paying origination fees and interest charges on that portion. For example, consider a $100 loan which must be repaid after one month, plus 5%, plus a $10 fee.

  5. Banco de Oro - Wikipedia

    en.wikipedia.org/wiki/Banco_de_Oro

    The current bank is the product of the Banco de Oro–Equitable PCI Bank merger.The boards of both banks agreed to merge on December 27, 2006. The new BDO Unibank retained the ticker symbol of the old Banco de Oro, and 1.3 billion BDO shares were issued in exchange for 727 million Equitable PCI Bank shares.

  6. Amortization schedule - Wikipedia

    en.wikipedia.org/wiki/Amortization_schedule

    This amortization schedule is based on the following assumptions: First, it should be known that rounding errors occur and, depending on how the lender accumulates these errors, the blended payment (principal plus interest) may vary slightly some months to keep these errors from accumulating; or, the accumulated errors are adjusted for at the end of each year or at the final loan payment.

  7. PIK loan - Wikipedia

    en.wikipedia.org/wiki/PIK_loan

    A PIK, or payment in kind, is a type of high-risk loan or bond that allows borrowers to pay interest with additional debt, rather than cash. That makes it an expensive, high-risk financing instrument since the size of the debt may increase quickly, leaving lenders with big losses if the borrower is unable to pay back the loan.

  8. Dry January: What is it and how beneficial can giving up ...

    www.aol.com/dry-january-beneficial-giving...

    If you are concerned about yourself or a loved one, call the Substance Abuse and Mental Health Services Administration's (SAMSA) confidential, free, 24-hour-a-day, 365-day-a-year helpline at 1-800 ...

  9. Man in critical condition after being pushed onto New York ...

    www.aol.com/news/man-critical-condition-being...

    A man was left in critical but stable condition after he was pushed onto the subway tracks at the 18th Street station in Manhattan's Chelsea neighborhood. The 45 -year-old victim was pushed onto ...