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Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.
Despite some common misconceptions, life insurance isn't just for those of us who are married with children. If you're a single, you can benefit from it, too, because being unmarried doesn't ...
“If you are single and have no dependents, there is very little reason to buy life insurance,” said Jay Zigmont, PhD, CFP, founder of Live, Learn, Plan, a financial planning firm based in ...
A single-life insurance policy will cover only one individual, while a joint life insurance policy will cover both spouses. Both options have pros and cons. Joint life insurance policies.
The single largest asset class of all but one of the largest banks in the United States is permanent cash value life insurance, commonly referred to as BOLI, or Bank Owned Life Insurance. During the recent economic crisis, banks accelerated their purchasing of BOLI as it was the single most secure investment they could make.
Whole life insurance, or whole of life assurance (in the Commonwealth of Nations), sometimes called "straight life" or "ordinary life", is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date. [1]
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