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The mobile provider had run a “hard” credit search on me – which involves a review of someone’s credit record, often impacting their credit score – and this search in itself had knocked ...
2004 study found the median credit score for whites in 2001 was 738, but the median credit score for African Americans was 676 and for Hispanics was 670. [36] 2004 research study found fewer than 40% of consumers who lived in high-Black Indigenous and people of color [BIPOC] neighborhoods had credit scores of over 701. [37]
• Fake email addresses - Malicious actors sometimes send from email addresses made to look like an official email address but in fact is missing a letter(s), misspelled, replaces a letter with a lookalike number (e.g. “O” and “0”), or originates from free email services that would not be used for official communications.
Oh, the elusive 800 to 850 credit score -- the highest category of credit score one can possibly obtain, and that which FICO considers "exceptional." With a credit score between 800 and 850 ...
LendingClub. Prosper. Bankrate Score. 4.3. 4.7. Better for • Borrowers with a co-signer •Fair credit borrowers wanting to consolidate. Loan amounts. $1,000-$40,000
The oldest reference to the origin of scam letters could be found at the Spanish Prisoner scam. [1] This scam dates back to the 1580s, where the fictitious prisoner would promise to share non-existent treasure with the person who would send him money to bribe the guards.
Each of these letter grades had five finer-grain sub-grades, numbered 1 to 5, with 1 being the highest sub-grade. [citation needed] LendingClub made money by charging borrowers an origination fee and investors a service fee. The size of the origination fee depended on the credit grade and ranges to be 1.1–5.0% of the loan amount.
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