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  2. Penalties for driving without insurance in Florida - AOL

    www.aol.com/finance/penalties-driving-without...

    Whether you received a ticket for driving uninsured or FLHSMV’s online tracking system identified that your coverage lapsed, your license will be suspended until you reactivate your car ...

  3. Florida car insurance laws - AOL

    www.aol.com/finance/florida-car-insurance-laws...

    Uninsured or underinsured motorist coverage (UM): Uninsured motorist coverage pays for damage (up to the limit you carry) if someone hits you with no insurance or does not have enough insurance to ...

  4. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.

  5. Moving to a new state? Here's how to switch your car ... - AOL

    www.aol.com/finance/car-insurance-moving-states...

    Around 20 states require UM/UIM, with coverage typically matching your liability limits — which means if you have $50,000 in liability coverage, you'd get up to $50,000 in uninsured motorist ...

  6. Florida Department of Highway Safety and Motor Vehicles

    en.wikipedia.org/wiki/Florida_Department_of...

    The department provides oversight and services in partnership with the various 67 Florida county tax collectors for the issuance of driver licenses, the Florida drivers license handbook [6] registrations and titling of automobiles, trailers, boats, and mobile homes. Florida residents who are at least 15 years old can obtain a learner license ...

  7. Umbrella insurance - Wikipedia

    en.wikipedia.org/wiki/Umbrella_insurance

    Umbrella insurance is a form of liability insurance that provides coverage when liability exceeds the limits of other insurance policies, such as auto insurance or homeowners insurance. It can also act as primary insurance for losses not covered by those underlying policies, distinguishing it from excess insurance , which typically only extends ...

  8. What happens if you get in an accident without insurance? - AOL

    www.aol.com/finance/happens-accident-without...

    While uninsured motorist coverage is for accidents where the at-fault driver does not have an active auto insurance policy, underinsured motorist coverage will cover you if a driver hits you but ...

  9. Assigned risk - Wikipedia

    en.wikipedia.org/wiki/Assigned_risk

    The MVAIC, or Motor Vehicle Accident Indemnity Company, may assign high-risk drivers, and pays for victims of uninsured or underinsured motorists. [7] Uninsured means the driver or owner of a motor vehicle has no insurance at all, while an underinsured person has insurance, but the coverage is insignificant compared to the potential damages ...