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2. Retirement spend-down - Wikipedia

   en.wikipedia.org/wiki/Retirement_spend-down

   The appeal of retirement age flexibility is the focal point of an actuarial approach to retirement spend-down that has spawned in response to the surge of baby boomers approaching retirement. The approach is based on personal asset/liability matching process and present values to determine current year and future year spending budget data points.

3. Here's Exactly How I Plan to Spend My Social Security ... - AOL

   www.aol.com/heres-exactly-plan-spend-social...

   There's no denying the United States' Social Security program is on the defensive. Without any changes to how -- or how well -- it's funded, experts anticipate a roughly 20% reduction to benefits ...

4. Deficit Reduction Act of 2005 - Wikipedia

   en.wikipedia.org/wiki/Deficit_Reduction_Act_of_2005

   It also establishes new rules for the treatment of annuities, including a requirement that the state be named as the remainder beneficiary, allows Continuing Care Retirement Communities (CCRCs) to require residents to spend down their declared resources before applying for medical assistance, sets forth rules under which an individual's CCRC ...

5. Retirement Steps You Should Take, Broken Down By Age - AOL

   www.aol.com/retirement-steps-broken-down-age...

   Major steps in retirement planning correspond to ages that create pivotal opportunities and risks. Contributing more before 50, making penalty-free 401(k) withdrawals at 55 and claiming Social ...

6. Retirement Planning: 8 Ways To Spend Your Mandatory ... - AOL

   www.aol.com/finance/retirement-planning-8-ways...

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7. Mandatory spending - Wikipedia

   en.wikipedia.org/wiki/Mandatory_spending

   Federal Retirement programs for Federal and Civilian Military Retirees, Veterans programs, and various other programs that provide agricultural subsidies are also included in mandatory spending. Also included is smaller budgetary items, such as the salaries of Members of Congress and the President. The graph to the right shows a breakdown on ...

8. Lump sum payout vs. annuity from a pension: How to decide - AOL

   www.aol.com/finance/lump-sum-payout-vs-annuity...

   Bottom line. Choosing between a lump sum or an annuity for your pension is a major decision. Carefully consider your options, seek professional advice and create a comprehensive retirement plan ...

9. Texas Municipal Retirement System - Wikipedia

   en.wikipedia.org/wiki/Texas_Municipal_Retirement...

   The Texas Municipal Retirement System (TMRS) is a statewide retirement system that provides retirement, disability, and death benefits for employees of participating Texas municipalities. TMRS was established in 1947 by Texas state law and is administered in accordance with the Texas Municipal Retirement System Act (Texas Government Code, Title ...