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2. Income-driven repayment - Wikipedia

   en.wikipedia.org/wiki/Income-driven_repayment

   A borrower is a "new borrower" if, when receiving a federal student loan on or after October 1, 2007, the borrower did not have an outstanding balance on another federal student loan. [3] The Revised Pay As You Earn Plan is available to all Direct Loan borrowers regardless of when the money was borrowed.

3. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   Starting loan balance. Monthly payment. Paid toward principal. Paid toward interest. New loan balance. Month 1. $20,000. $387. $287. $100. $19,713. Month 2. $19,713. $387

4. These Free Calculators Will Do Your Student Loan ... - AOL

   www.aol.com/free-calculators-student-loan...

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5. How to refinance your student loans in 5 steps - AOL

   www.aol.com/finance/refinance-student-loans-5...

   1. Determine if student loan refinancing is the best option ... federal forbearance and income-driven repayment plans — since it can only be done through private lenders. ... loan calculator to ...

6. Pay As You Earn - Wikipedia

   en.wikipedia.org/wiki/Pay_As_You_Earn

   President Obama's 2015 budget proposed substantial changes to the Pay as You Earn program. In addition to extending the program to all borrowers, regardless of when their first loans were disbursed, it proposed certain limits to PAYE that are designed to "protect against institutional practices that may further increase student indebtedness, while ensuring the program provides sufficient ...

7. Student loan - Wikipedia

   en.wikipedia.org/wiki/Student_loan

   Federal student loan interest rates are established by Congress and listed in § 20 U.S.C. § 1087E(b). Because the interest rates are established by Congress, interest rates are a political decision. In 2010, the federal student loan program ran a multibillion-dollar "negative subsidy", or profit, for the federal government.