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  2. Helping Families Save Their Homes Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Helping_Families_Save...

    On May 20, 2009, the Senate bill was signed into law by President Barack Obama. The stated purpose of the act, a product of the 111th United States Congress , was to allow bankruptcy judges to modify mortgages on primary residences, among other purposes; however, that provision was dropped in the Senate and is not included in the version that ...

  3. Housing and Economic Recovery Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Economic...

    The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

  4. List of bills sponsored by Barack Obama in the United States ...

    en.wikipedia.org/wiki/List_of_bills_sponsored_by...

    Barack Obama sponsored 147 bills from January 4, 2005 until November 16, 2008. Two became law. [1] This figure does not include bills to which Obama contributed as cosponsor, such as the Coburn-Obama Federal Funding Accountability and Transparency Act of 2006 or the Lugar-Nunn Cooperative Proliferation Detection, Interdiction Assistance, and Conventional Threat Reduction Act of 2006.

  5. Obama's Mortgage Reforms: Stronger Standards but Higher Costs

    www.aol.com/2011/02/13/obama-mortgage-reform...

    The Obama administration has proposed a comprehensive revamp of the nation's housing finance business to reduce the nation's dependence on struggling government-backed enterprises Fannie Mae and ...

  6. Obama Administration Considering New Mortgage Industry Fees - AOL

    www.aol.com/news/2010-08-24-obama-administration...

    President Barack Obama's administration may propose that any government backing of mortgages be funded by fees on mortgage lenders, The Wall Street Journal reported. The administration has not ...

  7. Mortgage Lenders Get Boost From Obama's Housing Efforts - AOL

    www.aol.com/news/2012-10-15-mortgage-lenders-get...

    In the past few years, the federal government, and specifically the Obama administration, has made a number of efforts to improve the housing market through regulatory controls, and new data shows ...

  8. Government policies and the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_policies_and...

    Among the new mortgage loan types created and gaining in popularity in the early 1980s were adjustable-rate, option adjustable-rate, balloon-payment and interest-only mortgages. These new loan types are credited with replacing the long-standing practice of banks making conventional fixed-rate, amortizing mortgages.

  9. Why Obama's mortgage modification plan is doomed to fail - AOL

    www.aol.com/news/2010-01-19-why-obamas-mortgage...

    President Obama's mortgage modification plan provided assistance to only 7% of borrowers who signed up last year, further adding to the chorus of boos for the much-hyped program. The Associated ...