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2. Your mortgage statement explained - AOL

   www.aol.com/finance/mortgage-statement-explained...

   How to get your mortgage statement. Most mortgage servicers will send you a monthly mortgage statement. You can receive the statement by mail, or your servicer may give you the option to receive ...

3. How long should I keep mortgage statements and documents? - AOL

   www.aol.com/finance/long-keep-mortgage...

   While you can discard monthly mortgage statements, it's important to keep all mortgage documents, such as the promissory note, deed of trust and proof of title insurance, for the life of the loan.

4. Can I get a mortgage after a short sale of my home? - AOL

   www.aol.com/finance/mortgage-short-sale-home...

   To buy a home after you sold one in a short sale, you need time, good credit and money down. ... “When you do try to get another mortgage, realize that lenders are going to be more cautious ...

5. Discount points - Wikipedia

   en.wikipedia.org/wiki/Discount_Points

   Loan qualification based on monthly income versus the monthly loan payment may sometimes only be achievable by reducing the monthly payment through the purchasing of points to buy down the interest rate, thereby reducing the monthly loan payment. Discount points may be different from origination fee, mortgage arrangement fee or broker fee ...

6. Mortgage Credit Certificate - Wikipedia

   en.wikipedia.org/wiki/Mortgage_Credit_Certificate

   The amount of mortgage credit allowed varies depending on the state or local government that issues the certificates, but is capped at a maximum of $2000 per year if your State's rate is over 20%, by the IRS. As an example, if a homebuyer were to receive an MCC that offers a 30% credit on a $200,000 loan for 30 years with a rate of 6%, the ...

7. Mortgage seasoning: What is it and what are the requirements?

   www.aol.com/finance/mortgage-seasoning...

   Bankruptcy waiting period. Foreclosure waiting period. Conventional loan. 4 years for Chapter 7 or Chapter 11 (2 years with exceptions); 2 years from discharge or 4 years from dismissal of Chapter 13

8. Mortgage and refinance rates for Dec. 17, 2024: Average ... - AOL

   www.aol.com/finance/mortgage-and-refinance-rates...

   See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.

9. Mortgage note: What is it and how does it work? - AOL

   www.aol.com/finance/mortgage-note-does-211132255...

   Check your mortgage note to find out whether your lender will impose a prepayment penalty.This is a fee the lender charges a borrower for paying off their loan ahead of schedule.