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HBL Microfinance Bank Ltd (HBL MfB) is a Pakistani microfinance bank headquartered in Islamabad. [ 2 ] [ 3 ] HBL MfB operates over 200 locations all over Pakistan. It is one of the oldest microfinance bank in the country [ 4 ] with its roots in the credit and saving section of the Agha Khan Rural Support Program (AKRSP).
Number Prefix Technology Services Ownership Total Subscribers as of January 2025 [1] Mainland Pakistan AJ&K/Gilgit-Baltistan; 1 Jazz (PMCL - Pakistan Mobile Communications Limited) 410 / 01 410 / 07 030x 032x 2G: 900 MHz (GPRS, EDGE) 4G: 900 (B8) / 1800 (B3) / 2100 (B1) MHz (LTE/LTE-A) 900 / 1800 MHz (GPRS, EDGE) Mobile Broadband VoLTE / VoWiFi
2017 HBL opened a branch in China at Ürümqi High-tech Industrial Development Zone. [24] 2021 HBL became the first Pakistani bank to open a branch and serve clients in Beijing, China. [25] [26] Map depicting worldwide operations of HBL Pakistan. Highlighted countries have branches, subsidiaries and/or representative offices of the bank.
This was accomplished by adding the digit 9 to the beginning of any phone number that started with a 9 (government and semi-government connexions), and adding the digit 3 to any phone numbers that did not start with the number 9. [1] It is common to write phone numbers as (0xx) yyyyyyy, where xx is the area code. The 0 prefix is for trunk (long ...
Pakistan Mobile Number Portability Database (Guarantee) Limited (PMD) was incorporated in 2005 under the Companies Ordinance, 1984 after the launch of MNP in Pakistan pursuant to the ‘Mobile Number Portability Regulations, 2005’ under S.R.O 763 (2005). Pakistan is the first country in South Asia to implement Mobile Number Portability. [3]
Aziz also rebranded the bank as HabibMetro in an effort to enhance its appeal across Pakistan. [3] During his tenure, the bank deposits grew by 17.3 percent annually, compared to the industry average of 13.1 percent. [3] The bank's net income also grew by 11.4 percent per year, which was higher than the industry average of 5.2 percent. [3]
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Approximately 90 percent of Pakistanis live within areas that have cell phone coverage and more than half of all Pakistanis have access to a cell phone. [8] With 194 million mobile subscribers in June 2022, Pakistan has the highest mobile penetration rate in the South Asian region. 3G/4G subscribers stood at 115 million in June 2022.