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Many annuity companies have relatively low minimum premiums, often as low as $2,500 to $5,000 for some types of fixed annuities and around $10,000 to $15,000 for variable annuities.
When shopping for an annuity, look for companies with high ratings from reputable rating agencies such as A.M. Best, Moody’s and Standard & Poor’s. Annuity guarantees
When comparing companies that have different ratings, it's important to read the complaints listed on the business' BBB profile, McGovern said. "A lot of times when a rating falls, it is because ...
The Better Business Bureau (BBB) is an American private, 501(c)(6) nonprofit organization founded in 1912. BBB's self-described mission is to focus on advancing marketplace trust, [2] consisting of 92 independently incorporated local BBB organizations in the United States and Canada, coordinated under the International Association of Better Business Bureaus (IABBB) in Arlington, Virginia.
If you’re looking for a wider range of annuity options, take a look at the best annuity companies that offer high customer satisfaction and credit ratings plus an array of products.
If you suspect fraud or unethical practices from your annuity company, you can file a complaint with your state’s insurance department. Many departments offer online complaint portals to ...
Guaranteed rates of return for fixed annuities: Fixed annuities pose little financial risk because your interest rate is locked in, meaning you are guaranteed a payment during the payout phase.
An annuity is a contract between an insurance company and an individual. The individual pays the company a certain amount of money, either in one lump sum or periodic payments.
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