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  2. Capital recovery factor - Wikipedia

    en.wikipedia.org/wiki/Capital_recovery_factor

    A capital recovery factor is the ratio of a constant annuity to the present value of receiving that annuity for a given length of time. Using an interest rate i, the capital recovery factor is: = (+) (+) where is the number of annuities received. [1]

  3. Loss given default - Wikipedia

    en.wikipedia.org/wiki/Loss_given_default

    The recovery rate is defined as 1 minus the LGD, the share of an asset that is recovered when a borrower defaults. [ 1 ] Loss given default is facility-specific because such losses are generally understood to be influenced by key transaction characteristics such as the presence of collateral and the degree of subordination.

  4. Microsoft Office password protection - Wikipedia

    en.wikipedia.org/wiki/Microsoft_Office_password...

    In Excel and Word 95 and prior editions a weak protection algorithm is used that converts a password to a 16-bit verifier and a 16-byte XOR obfuscation array [1] key. [4] Hacking software is now readily available to find a 16-byte key and decrypt the password-protected document. [5] Office 97, 2000, XP and 2003 use RC4 with 40 bits. [4]

  5. Three Hours To Change Your Life - images.huffingtonpost.com

    images.huffingtonpost.com/2013-01-04-ThreeHours...

    pick your approach to your Best Year Yet from these options: 1. Turn immediately to Part One and start answering the ten Best Year Yet questions. If you want help or explanations as you go along, turn to the chapter in PART TWO that relates to the question you're working on. 2. Read Part One and Part Two as preparation for your workshop,

  6. Expense and cost recovery system - Wikipedia

    en.wikipedia.org/wiki/Expense_and_cost_recovery...

    An expense and cost recovery system (ECRS) is a specialized subset of "extract, transform, load" (ETL) functioning as a powerful and flexible set of applications, including programs, scripts and databases designed to improve the cash flow of businesses and organizations by automating the movement of data between cost recovery systems, electronic billing from vendors, and accounting systems.

  7. Add, replace or remove AOL account recovery info

    help.aol.com/articles/add-or-update-aol-account...

    Keep a valid mobile phone number or email address on your account in case you ever lose your password or run into a prompt to verify your account after signing in. We'll also include your recovery email address when sending a notification of changes made to your account. Add a mobile number or email address

  8. 7 Tips for Avoiding Holiday Weight Gain (& How to Get Ahead ...

    www.aol.com/7-tips-avoiding-holiday-weight...

    The new year is a great time to kickstart new routines, form healthy habits, and get back on track to meet your goals. Here are a few of our post holiday weight loss tips: Start a strength ...

  9. IT disaster recovery - Wikipedia

    en.wikipedia.org/wiki/IT_disaster_recovery

    IT disaster recovery (also, simply disaster recovery (DR)) is the process of maintaining or reestablishing vital infrastructure and systems following a natural or human-induced disaster, such as a storm or battle. DR employs policies, tools, and procedures with a focus on IT systems supporting critical business functions. [1]