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2. Do I have to pay off credit card debt that’s been ... - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   The debt collector is then legally barred from contacting you until they’ve responded with this verification. ... You may not have to pay off credit card debt that’s been sold, but you’ll ...

3. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   Supplement your income: Whatever you need to do to start paying off your debt, do it now. Ask for a raise at work or move to a higher-paying job if you can. Ask for a raise at work or move to a ...

4. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.

5. How To Get Out of Debt: A Step-by-Step Guide - AOL

   www.aol.com/finance/debt-step-step-guide...

   Make your credit card debt, or whichever debt has the highest interest rate, your top priority debt. Consider setting up an automatic payment for minimum balances on all other debt. Try to pay off ...

6. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Debt settlement involves negotiating with your creditors to pay off a portion of what you owe. Typically, this is a lump-sum payment in exchange for forgiveness of the remaining balance.

7. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   Here are several techniques for paying off credit card debt the smart way. 1. Try the avalanche method. Who this strategy is good for: Those motivated by interest savings.