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  2. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

  3. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    It’s often possible to obtain an introductory 15- to 25-month zero-interest period during which you can pay off your credit card debt without any interest. ... creditors to reduce the total debt ...

  4. 4 types of debt you can consolidate

    www.aol.com/finance/3-types-debt-consolidate...

    Using a low-interest personal loan to pay off pricey credit card debt has the potential to save you a lot of money. For example, if your APR is 16% on your credit card and you consolidate $10,000 ...

  5. Best debt relief companies for credit card debt 2024 - AOL

    www.aol.com/finance/best-debt-relief-companies...

    In 2024, credit card debt accounted for 6.36% of all United States household debt, up from 5.8% in 2020. Credit card balances surged during the pandemic and, by the end of 2022, Alaska led the ...

  6. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    However, a combination of smart money moves can reduce your debt, lower your credit card APR and put you on the right track toward a debt-free life. Here are several techniques for paying off ...

  7. Debt consolidation without a loan: Here’s how to do it

    www.aol.com/finance/alternatives-debt...

    Reason: Debt settlement will impact your credit negatively for several years. Debt relief companies also charge fees of between 15 and 25 percent of the debt enrolled, which may cut your savings.

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