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2. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

3. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   Reason: Borrowers with fair or poor credit may have a better chance of getting approved with more favorable terms for a cash-out refinance than some of the other alternatives to debt consolidation ...

4. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   For example, if your APR is 16% on your credit card and you consolidate $10,000 in debt with a new, 24-month personal loan with a 7.5 percent rate, you could save: Nearly $1,100 in interest fees ...

5. 5 best debt consolidation options

   www.aol.com/finance/5-best-debt-consolidation...

   Bankrate’s take:Debt consolidation loanscan be used for consolidating credit card debt, medical debt and student loan debt. 4. Peer-to-peer loan. Peer-to-peer (P2P) lending platforms pair ...

6. Debt Counselors: Which of These 3 Ways To Consolidate Debts ...

   www.aol.com/finance/debt-counselors-3-ways...

   A second approach is to work with a nonprofit consumer credit counseling agency, like those that belong to the FCAA, through a debt management plan. A consolidation counseling repayment plan, also ...

7. Alternatives to debt relief - AOL

   www.aol.com/finance/alternatives-debt-relief...

   Debt consolidation is the process of combining multiple debts into one. There are many ways to consolidate debt, including taking out a new loan, line of credit or balance transfer credit card to ...