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The average length of credit history for an 850 credit score is 30 years. If a person begins establishing credit the day they turn 18, they may be 48 before achieving a perfect score.
An excellent credit score, which is the highest scoring category, falls between 800 and 850 for FICO and 781 and 850 for VantageScore. ... how to get your credit score as high as possible — and ...
FICO® Score is the most widely used type of credit score by lenders, and it ranges from 300 to 850. If you're wondering whether a perfect 850 credit score is achievable, the answer is yes.
The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] [16] [17] According to FICO, the median FICO credit score in 2006 was 723 [18] and 721 in 2015. [19]
If your credit score is 850, you have the highest credit score possible in both the FICO and the VantageScore credit scoring systems. ... If you have an 850 credit score, your credit is perfect ...
Building a perfect score is possible, but it'll take some time. Read on to find out how to get to a credit score of 850. ... highest cash back card we've seen now has 0% intro APR into 2026.
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